You might be curious about what your auto insurance policy covers. Coverage can vary based on your provider and the amount you pay, but Indiana auto insurance typically offers protection in various scenarios. The most basic form is liability coverage, which meets state minimums and covers damage to other people’s property and their medical bills, shielding you from financial responsibility in an accident.

For optimal protection, consider Beacon Insurance’s Comprehensive and Collision Coverage. This policy extends beyond liability to cover you and your property. While it won’t cover damage to your vehicle if you’re at fault, it will reimburse you for vehicle damage, medical expenses, and repairs due to theft, vandalism, and natural disasters.